In Florida, the Home Solicitation Sales Act, often called the Cooling-Off Period law, is designed to protect consumers from high-pressure, in-home sales tactics. The law applies when a seller solicits and completes a sale at the buyer’s home or a location that is not the seller’s permanent place of business, and the purchase price is more than $25.

Under this law, the buyer has the right to cancel the contract within three business days after signing it. Cancellation does not require a reason and can be done by written notice delivered or mailed to the seller within the three-day period. Once properly canceled, the seller must refund all payments and return any trade-ins within 10 days.

The seller is required to give the buyer written notice of the right to cancel at the time of sale, along with a cancellation form. If the seller fails to provide this notice, the cancellation period may be extended, increasing the seller’s legal risk.

There are important exceptions to the law. The cooling-off period does not apply to real estate transactions, emergency home repairs requested by the consumer, sales made entirely online or by mail, or transactions conducted at the seller’s regular place of business.

If a seller violates the Home Solicitation Sales Act, the contract may be unenforceable, and the seller may face civil penalties, damages, and attorney’s fees. For homeowners dealing with door-to-door contractors or in-home sales presentations, this law provides a critical safeguard against rushed or deceptive agreements.