Homeowners across the State of Florida have been the victims of hurricanes, tropical storms, tornados, rain, and a many other causes of damage to their homes for a long, long time. Homeowners insurance companies have been denying or underpaying these homeowners for their legitimate and rightful claims as long as they have been in business. Here at The Dempsey Law Firm we make them pay.

Homeownership carries significant responsibility, as homeowners are accountable for all repairs and maintenance necessary to preserve the value, safety, and security of their property. Because unexpected events can occur, it is essential to maintain homeowner’s insurance to protect against losses caused by incidents such as fires, storm damage, burst water pipes, and other destructive events. Depending on the extent of the damage, homeowners may also require financial assistance for temporary housing while repairs are underway.

Most mortgage lenders require homeowners to carry property damage insurance to shield both the homeowner and lender from the financial impact of unexpected losses. Unfortunately, when residential property owners experience damage, insurance companies are not always responsive or cooperative in handling claims. If your residential property has been damaged by a covered event and you are encountering difficulties with your insurance provider, The Dempsey Law Firm can assist you.

Our attorneys have experience negotiating with insurance companies and compelling them to honor the obligations outlined in their policy agreements. We work to recover the maximum possible compensation for your losses, allowing you to focus on your daily responsibilities and restoring your home. We are committed to fighting for the full and fair compensation you deserve so that necessary repairs can be completed properly.

Homeowner’s insurance is meant to protect your property, but policies often include limits and exclusions that can affect your claim. Even for covered events, insurers may deny or reduce claims for reasons such as delayed filing, insufficient documentation, homeowner negligence, or suspected fraud.

To protect your claim, it’s important to keep receipts, take photos of your property, and maintain an inventory of your belongings. These steps make it easier to document losses and speed up the claims process.

If you are facing challenges with a residential property damage claim, Attorney Eliot Dempsey and the Dempsey Law Firm can help. We guide homeowners through the process, advocate on your behalf, and work to ensure you receive the compensation you are entitled to under your policy.